WHY YOU NEED Pro(b)
The burden is on your shoulders
The move from lifetime pensions to 403(b) plans means
that employees now bear more of the cost -- and investment risk -- of
saving for retirement. How best to manage your account -- and your
future -- is up to you.
Most employees don't have the expert knowledge needed to
manage their account properly.
Most employees are not schooled in complexities of investment management,
risk/return strategies, asset allocation and diversification principles
yet have the responsibility for making these critical investment decisions
for their 403(b) plans.
Most employees don't have (or don't take) the time
needed to manage their account properly.
You arrive home after a hard day at work, fix dinner, wash the dishes,
do the laundry and help your kids with their homework. When you finally
have a chance to sit down, it's 10 PM. And now you're supposed
to figure out how to invest your retirement money?
Even a small increase in return makes a big difference.
If you were to earn just 2% more per
year on your retirement account,
in 20 years you would have 47% more money to retire. An $80,000
retirement account earning 3% will grow to $144,489 in 20 years. If
you were to earn just 2% more over that same time period, the account
would grow to $212,264. A difference of $67,775!
How does a smart person manage their employer-sponsored retirement
account? They don't.
Selecting StraightLine to manage your employer-sponsored retirement
account is one of the wisest decisions you can make.
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